Our Story

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SPECTRA Merchant Services​ Ltd.
New brand, new service, new experience for you

Our Story

SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.


The one and only Hong Kong payment device developer and manufacturer with in-house product designs and R&D team since 1993


Total solution in one touch point (SPECTRA’s own payment device, applications, terminal management system, customer service center, on-site service), high level of autonomy, independent from third-party suppliers


More than 25 years’ experience serving Hong Kong merchants, building up a strong affiliation with our clients


Over 90% of banks in Hong Kong choose our products. We have developed customized applications for our customers and successfully launched them in the market, such as Hang Seng Bank Cash Dollars, BOC Loyalty, DBS Compass Loyalty, HSBC Redemption Program and more